The first metal card for millennials - no fortune cost, no hidden fees. Fee-free Crypto, stocks and ETF's, multi risk travel insurance (covid protection). No fees on transfers worldwide and much more. TapTop was founded by Mr Aaraf Qadr. He has experience in Business Management, IT and Entrepreneurship. He first came up with the idea of a personal finance application during his MBA at the University of West London where he specialised in and obtained an in-depth understanding of fintech. His score of 100% on his MBA project illustrates this. Mr Aaraf also hold a specialised degree in corporate law and qualified senior manager in chartered management institute, London. He is a doting father to one crazy boy and married to a girl he dated first in school days.